Do I need travel insurance for Jersey?

It’s important to get travel insurance before you travel to cover yourself in case unexpected circumstances arise.

However, is it the same if you are traveling to one of the British Isles such as Jersey? let’s find out

Travel insurance for Jersey is highly recommended


Travel insurance for Jersey is highly recommendedPhoto credit: Getty

Do I need travel insurance for Jersey?

The Jersey Government website suggests that you should purchase travel insurance before traveling to Jersey.

First, if you need special medical treatment or have a rare condition that may require treatment, then it’s best to have your own coverage for it.

To travel to Jersey you might have to get on a plane and you never know what might happen.

From delays to broken luggage, problems your insurance can cover.

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If your property cancels the booking out of nowhere, or you lose any belongings, your insurance may have saved you.

Is healthcare in Jersey free for UK citizens?

Jersey and the UK agreed on a Reciprocal Health Agreement (RHA) which allowed UK citizens to receive cheaper healthcare while in Jersey.

The Jersey Government website states that “you don’t have to pay certain healthcare costs”.

It also adds that you’re only covered if your stay in Jersey is less than three months “and you don’t intend to move permanently to another country”.

The costs you have to bear are:

  • GP treatment
  • recipes
  • some kinds of medical devices and supplies
  • certain travel arrangements
  • ongoing benefits for an existing treatment plan
  • Treatment for any pre-existing condition for which you are awaiting treatment, unless there is a significant deterioration in that condition during your visit to Jersey

The website says: “You are not covered for non-urgent medical conditions and you have to pay for them.

“You won’t get free treatment for urgent conditions if treatment can be scheduled for a later date.

“If you need emergency treatment that cannot be provided locally, the hospital can arrange a transfer abroad.

“In such cases, you will not be able to select the hospital to which you will be transferred and any referrals related to non-emergency care will be billed.”

Where is Jersey?

Jersey is one of the islands in the English Channel in the Bay of St Malo.

It is the largest of the Channel Islands and is 19 miles off the French coast.

It is 85 miles off the south coast of England.

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Jersey is five miles long and nine miles wide.

It has 12 parishes with the capital at St Helier. Do I need travel insurance for Jersey?

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